BANK TİZİMİDA ZAMONAVİY MOLİYAVİY TEXNOLOGİYALARDAN FOYDALANİSH İSTİQBOLLAR

Authors

  • Parpiyeva Ra’no Abdurasulovna Toshkent davlat iqtisodiyot universiteti “Raqamli iqtisodiyot” kafedrasi katta o’qituvchi Author

DOI:

https://doi.org/10.5281/zenodo.21387854

Keywords:

Bank tizimi, moliyaviy texnologiyalar, FinTech, sun’iy intellekt, blokcheyn, raqamli transformatsiya, mobil banking, open banking.

Abstract

Ushbu tezisda bank tizimida zamonaviy moliyaviy texnologiyalardan (FinTech) foydalanishning hozirgi holati, rivojlanish drayverlari hamda istiqbollari tahlil qilinadi. Global raqamli transformatsiya jarayonlari, sun’iy intellekt, blokcheyn, bulutli texnologiyalar, open banking va mobil banking kabi innovatsion yechimlarning bank xizmatlariga ta’siri yoritiladi. Shuningdek, O‘zbekiston bank sektorining raqamli strategiyalari, mavjud muammolar va istiqbol yo‘nalishlari tahlil qilinadi.

References

World Economic Forum. The Future of Global Fintech 2025: Evolving Under Pressure. WEF Report, 2025.

King, B. Bank 4.0: Banking Everywhere, Never at a Bank. Wiley, 2018.

Arner, D., Barberis, J., & Buckley, R. The Evolution of FinTech: A New Post-Crisis Paradigm. Georgetown Journal of International Law, 2016.

Gomber, P., Koch, J., & Siering, M. Digital Finance and Fintech: Current Research and Future Research Directions. Journal of Business Economics, 2017.

Abdurahmonov Q. Raqamli iqtisodiyot asoslari. TDIU, 2022.

Xolboev A., Karimov L. Bank ishi va moliyaviy texnologiyalar. TDIU nashriyoti, 2023.

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Published

2026-07-16

Issue

Vol. 4 No. 63 (2026)

Section

Articles

License

Copyright (c) 2026 Innovative Academy RSC

Creative Commons License

This work is licensed under a Creative Commons Attribution 4.0 International License.

How to Cite

Parpiyeva, R. (2026). BANK TİZİMİDA ZAMONAVİY MOLİYAVİY TEXNOLOGİYALARDAN FOYDALANİSH İSTİQBOLLAR. Young Scientists, 4(63), 9-10. https://doi.org/10.5281/zenodo.21387854
Innovative Academy RSC
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