TIJORAT BANKLARIDA IPOTEKA KREDITLARI TAHLILI VA RIVOJLANTIRISH YO‘NALISHLARI
DOI:
https://doi.org/10.5281/zenodo.20657687Keywords:
ipoteka krediti, tijorat banklari, uy-joy bozori, kredit portfeli, bank tizimi, foiz stavkasi, kredit riski, bank resurslari.Abstract
Mazkur tezisda O‘zbekiston tijorat banklarida ipoteka kreditlash tizimining hozirgi holati, uning iqtisodiy ahamiyati hamda rivojlanish tendensiyalari tahlil qilinadi. Ipoteka kreditlari aholining uy-joy bilan ta’minlanishini yaxshilash, qurilish sektorini rivojlantirish hamda bank tizimi kredit portfelining barqarorligini ta’minlashda muhim moliyaviy instrument hisoblanadi. Tadqiqot davomida tijorat banklari tomonidan ajratilayotgan ipoteka kreditlari hajmi, ularning kredit portfelidagi ulushi hamda ipoteka kreditlash samaradorligiga ta’sir etuvchi omillar o‘rganildi. Shuningdek, ipoteka kreditlash tizimini rivojlantirishning ustuvor yo‘nalishlari ham asoslab berildi.References
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