Articles

TIJORAT BANKLARIDA IPOTEKA KREDITLARI TAHLILI VA RIVOJLANTIRISH YO‘NALISHLARI

Vol. 4 No. 57 (2026) 107-109

DOI: 10.5281/zenodo.20657687 2026-06-12 Articles CC BY 4.0 Open Access

Authors

  • Mamirov Asilbek Azizbek o'g'li ANDIJON DAVLAT TEXNIKA INSTITUTI «Muxandislik iqtisodiyot va boshqaruv» fakulteti «Buxgalteriya hisobi va menejment» kafedrasi «Bank ishi va audit» yo‘nalishi 4-kurs 56-22-guruh talabasi

Abstract

Mazkur tezisda O‘zbekiston tijorat banklarida ipoteka kreditlash tizimining hozirgi holati, uning iqtisodiy ahamiyati hamda rivojlanish tendensiyalari tahlil qilinadi. Ipoteka kreditlari aholining uy-joy bilan ta’minlanishini yaxshilash, qurilish sektorini rivojlantirish hamda bank tizimi kredit portfelining barqarorligini ta’minlashda muhim moliyaviy instrument hisoblanadi. Tadqiqot davomida tijorat banklari tomonidan ajratilayotgan ipoteka kreditlari hajmi, ularning kredit portfelidagi ulushi hamda ipoteka kreditlash samaradorligiga ta’sir etuvchi omillar o‘rganildi. Shuningdek, ipoteka kreditlash tizimini rivojlantirishning ustuvor yo‘nalishlari ham asoslab berildi.

Keywords:

ipoteka krediti tijorat banklari uy-joy bozori kredit portfeli bank tizimi foiz stavkasi kredit riski bank resurslari.

References

O‘zbekiston Respublikasining “Banklar va bank faoliyati to‘g‘risida”gi Qonuni. – Toshkent, 2019.

O‘zbekiston Respublikasi Markaziy banki. Bank tizimi statistik ma’lumotlari. – Toshkent, 2024.

O‘zbekiston Respublikasi Prezidentining ipoteka kreditlash tizimini rivojlantirishga oid qarorlari // www.lex.uz

Mishkin F. The Economics of Money, Banking and Financial Markets. – Boston: Pearson Education, 2019.

Rose P., Hudgins S. Bank Management and Financial Services. – New York: McGraw-Hill Education, 2018.

Basel Committee on Banking Supervision. Basel III: International Regulatory Framework for Banks. – Basel, 2018.

World Bank. Housing Finance Policy in Emerging Markets. – Washington DC, 2021.

Levine R. Financial Development and Economic Growth. – Oxford University Press, 2020.

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Published

2026-06-12

Issue

Vol. 4 No. 57 (2026)

Section

Articles

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Copyright (c) 2026 Innovative Academy RSC

Creative Commons License

This work is licensed under a Creative Commons Attribution 4.0 International License.

How to Cite

Mamirov, A. (2026). TIJORAT BANKLARIDA IPOTEKA KREDITLARI TAHLILI VA RIVOJLANTIRISH YO‘NALISHLARI. Young Scientists, 4(57), 107-109. https://doi.org/10.5281/zenodo.20657687
Innovative Academy RSC
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