TIJORAT BANKLARIDA KREDIT XATARINI BARTARAF ETISH YOʻLLARI

Authors

  • Boyxonova Sarvara Murod qizi Denov tadbirkorlik va pedagogika instituti Buxgalteriya va audit yo‘nalishi talabasi Author

DOI:

https://doi.org/10.5281/zenodo.20424127

Keywords:

kredit xatari, tijorat banki, risk-menejment, kredit portfeli, diversifikatsiya, garov, kredit monitoringi, skoring tizimi, moliyaviy tahlil, bank barqarorligi.

Abstract

Mazkur tezisda tijorat banklarida kredit xatarining mohiyati, uning kelib chiqish sabablari hamda uni kamaytirishning asosiy yo‘llari yoritilgan. Kredit xatarini boshqarishda qarz oluvchini chuqur tahlil qilish, kredit portfelini diversifikatsiya qilish, garov siyosatini takomillashtirish va samarali monitoring tizimini joriy etish muhim omillar sifatida ko‘rib chiqilgan. Shuningdek, zamonaviy axborot texnologiyalari va xalqaro tajribaning ahamiyati tahlil qilingan.

References

O‘zbekiston Respublikasi “Banklar va bank faoliyati to‘g‘risida”gi Qonuni

O‘zbekiston Respublikasi Markaziy banki me’yoriy hujjatlari.

Basel Committee on Banking Supervision. Basel III: International regulatory framework.

Mishkin F.S. The Economics of Money, Banking and Financial Markets.

Rose P.S., Hudgins S.C. Bank Management and Financial Services.

Saunders A., Cornett M.M. Financial Institutions Management.

O‘zbekiston Respublikasi tijorat banklari hisobot materiallari va statistik ma’lumotlar.

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Published

2026-05-28

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Section

Articles

How to Cite

Boyxonova, S. (2026). TIJORAT BANKLARIDA KREDIT XATARINI BARTARAF ETISH YOʻLLARI. Young Scientists, 4(52), 4-7. https://doi.org/10.5281/zenodo.20424127
Innovative Academy RSC
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