RAQAMLI BANK XIZMATLARI SHAROITIDA TIJORAT BANKLARIDA VALYUTA OPERATSIYALARINI BOSHQARISH VA RISKLARNI KAMAYTIRISH MASALALARI
DOI:
https://doi.org/10.5281/zenodo.20423962Keywords:
Digital banking services, foreign exchange operations, commercial banks, currency risks, fintech, internet banking, mobile banking, risk management, cybersecurity, digital transformation.Abstract
This scientific article examines the issues of effective management of foreign exchange operations and reduction of currency risks in commercial banks under the conditions of digital banking services development. The study analyzes the impact of internet banking, mobile banking, remote payment systems, and fintech technologies on foreign exchange operations. In addition, currency, liquidity, and cybersecurity risks arising in the process of digitalization are studied. Based on the research results, scientific proposals were developed for the implementation of modern risk management systems and expansion of digital financial instruments in commercial banks.References
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