BANK SEKTORIDA RAQAMLI TRANSFORMATSIYA VA INNOVATSION TEXNOLOGIYALARNI JORIY ETISHNING USTUVOR YO‘NALISHLARI
Jild 5 son 13 (2026) 110-112
Annotatsiya
Bugungi kunda bank tizimida raqamli transformatsiya eng muhim rivojlanish yo‘nalishlaridan biri hisoblanadi. Bunga mijozlarning mobil ilova va internet-banking orqali xizmatlardan foydalanishga bo‘lgan talabi, naqd pulsiz to‘lovlarning kengayishi hamda fintech kompaniyalari bilan raqobat kuchaygani sabab bo‘lmoqda. Raqamli texnologiyalar banklarga xizmatlarni tezroq, arzonroq va qulayroq ko‘rsatish imkonini beradi. Tadqiqotlarda raqamli bank xizmatlari operatsion xarajatlarni kamaytirishi, mijozlar qoniqishini oshirishi va banklarning raqobatbardoshligini kuchaytirishi qayd etilgan.
Iqtiboslar
Zhou, X., & Tu, L. (2020). Study on Digital Transformation Mode of Commercial Banks.
Raza, H., Ishtiaq, M., Khan, A. N., Riaz, N., & Riaz, A. (2024). Digital Transformation in Commercial Banking: Trends, Challenges, and Future Directions.
Tian, X. (2024). The Role of Artificial Intelligence in the Digital Transformation of Commercial Banks.
Bakri, A., Hasanah, N., & Lasmiatun, K. (2024). Financial Technology Innovation and Banking Industry Transformation.
Yang, K., & Tao, J. (2024). Research on the Transformation of Traditional Commercial Banks Based on the Perspective of Financial Technology.
Nwachukwu, P. S., Chima, O. K., & Okolo, C. H. (2025). Digital Transformation in Banking: Impact of Technological Innovation and an Integrated Framework for Customer Relationship Success.
He, S., Shan, Y., va boshqalar. (2024). AI-Driven Digital Transformation in Banking: A New Era of Financial Services.
Huang, Y., & Tan, Z. (2024). An Overview of the Impact of Digital Transformation on the Banking Industry.
Yuklab olishlar
Nashr qilingan
Son
Boʻlim
Iqtibos keltirish tartibi
