BANK SEKTORIDA RAQAMLI TRANSFORMATSIYA VA INNOVATSION TEXNOLOGIYALARNI JORIY ETISHNING USTUVOR YO‘NALISHLARI
Том 5 № 13 (2026): Прикладные науки в современном мире 110-112
Аннотация
Bugungi kunda bank tizimida raqamli transformatsiya eng muhim rivojlanish yo‘nalishlaridan biri hisoblanadi. Bunga mijozlarning mobil ilova va internet-banking orqali xizmatlardan foydalanishga bo‘lgan talabi, naqd pulsiz to‘lovlarning kengayishi hamda fintech kompaniyalari bilan raqobat kuchaygani sabab bo‘lmoqda. Raqamli texnologiyalar banklarga xizmatlarni tezroq, arzonroq va qulayroq ko‘rsatish imkonini beradi. Tadqiqotlarda raqamli bank xizmatlari operatsion xarajatlarni kamaytirishi, mijozlar qoniqishini oshirishi va banklarning raqobatbardoshligini kuchaytirishi qayd etilgan.
Библиографические ссылки
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