BANK TIZIMINI TRANSFORMATSIYA QILISHDA RAQAMLI INNOVATSIYALAR VA ZAMONAVIY TEXNOLOGIYALARNING AHAMIYATI
Jild 5 son 13 (2026) 131-133
Annotatsiya
Hozirgi kunda raqamli iqtisodiyotning jadal rivojlanishi bank tizimida transformatsiya jarayonlarini jadallashtirmoqda. Zamonaviy texnologiyalar, xususan, sun’iy intellekt, katta ma’lumotlar (Big Data), bulutli texnologiyalar, mobil ilovalar va fintex yechimlari tijorat banklari faoliyatini yangi bosqichga olib chiqmoqda. Natijada bank xizmatlari yanada qulay, tezkor va mijozlarga yo‘naltirilgan shaklga ega bo‘lmoqda.
Iqtiboslar
World Bank. Digital Financial Services. Washington, DC: World Bank, 2022.
International Monetary Fund. Fintech: The Experience So Far. Washington, DC: IMF, 2023.
Bank for International Settlements. Annual Economic Report: Digital Innovation and the Future of Banking. Basel, 2023.
King, Brett. Bank 4.0: Banking Everywhere, Never at a Bank. Singapore: Marshall Cavendish, 2018.
Skinner, Chris. Digital Bank: Strategies to Launch or Become a Digital Bank. Singapore: Marshall Cavendish, 2014.
Organisation for Economic Co-operation and Development. The Digital Transformation of Finance. Paris: OECD Publishing, 2022.
McKinsey & Company. Global Banking Annual Review 2024. New York, 2024.
Deloitte. Digital Banking Maturity Report 2023. London, 2023.
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