MAMLAKATDA KAMBAG‘ALLIKNI QISQARTIRISH VA BANDLIK SOHASIDA MOLIYAVIY KREDIT MEHANIZMLARINI TAKOMILLASHTIRISH (SURXONDARYO VILOYATI MISOLIDA)
;
Kambag‘allik, bandlik, moliyaviy-kredit mexanizmlari, imtiyozli kreditlar, tijorat banklari, kichik biznes, oilaviy tadbirkorlik, kredit portfeli, muammoli kreditlar, “mahalla yettiligi”, iqtisodiy rivojlanish, Surxondaryo viloyati.Abstrak
Ushbu maqolada Surxondaryo viloyati misolida kambag‘allikni qisqartirish va aholi bandligini ta’minlash sohasida moliyaviy-kredit mexanizmlarining qo‘llanilishi hamda ularning samaradorligi ilmiy-nazariy va amaliy jihatdan tahlil qilingan. Tadqiqotda tijorat banklari tomonidan ajratilayotgan imtiyozli kreditlar, “mahalla yettiligi” tizimi asosida amalga oshirilayotgan manzilli qo‘llab-quvvatlash mexanizmlari hamda kichik biznes va oilaviy tadbirkorlikni rivojlantirishga qaratilgan moliyaviy instrumentlar o‘rganildi. Shuningdek, kredit portfeli sifati, muammoli kreditlar ulushi va ularning iqtisodiy barqarorlikka ta’siri statistik ma’lumotlar asosida baholandi. Tahlillar natijasida moliyaviy-kredit mexanizmlarining kambag‘allikni qisqartirish va bandlikni oshirish jarayonidagi strategik ahamiyati asoslab berildi hamda ularning samaradorligini oshirishga qaratilgan amaliy yo‘nalishlar belgilab olindi.
Iqtiboslar
Meki M., Quinn S. Microfinance: an overview // Oxford Review of Economic Policy. 2024, Vol. 40, Issue 1. – P. 1-7. https://doi.org/10.1093/oxrep/grae004
Khanam D., Mohiuddin M., Hoque A. et al. Financing micro-entrepreneurs for poverty alleviation: a performance analysis of microfinance services offered by BRAC, ASA, and Proshika from Bangladesh // Journal of Global Entrepreneurship Research. 2018, Vol. 8, Article 27. https://doi.org/10.1186/s40497-018-0114-6
Kumar S. S., Qin J. Exploring the role of financial inclusion in poverty reduction: An empirical study // World Development Sustainability. 2023, Vol. 3, Article 100103. https://doi.org/10.1016/j.wds.2023.100103
Demirgüç-Kunt A., Klapper L., Singer D., Ansar S., Hess J. The Global Findex Database 2021: Financial Inclusion, Digital Payments, and Resilience in the Age of COVID-19. – Washington, DC: World Bank, 2022.
Beck T., Demirgüç-Kunt A., Levine R. Finance, inequality, and poverty: Cross-country evidence // Journal of Economic Growth. 2007. Vol. 12. – P. 27-49.
Honohan P. Cross-country variation in household access to financial services // Journal of Banking & Finance. 2008. Vol. 32. No. 11. – P. 2493-2500.
##submission.downloads##
Nashr qilingan
Nashr
Bo'lim
Iqtibos keltirish tartibi
