DEFINITION OF INSURANCE, ITS STRUCTURE AND DEFINITION POLICY OF THE INSURANCE COMPANY

Abstract

The risk is transferred to the insurance company after the conclusion of the insurance contract between the insured client and the insurance company and at the expense of a small insurance payment. and their activities, in turn, are directly related to the risk of bankruptcy. Estimating the amount of payment so that the insurance company does not go bankrupt is important for insurance companies. This article demonstrates the method of calculating tariff rates in the collective risk model of insurance companies and its application in practice.