KICHIK BIZNESDA MOLIYALASHTIRISHNING MUQOBIL MANBALARI: KRAUDFANDING VA FINTECH IMKONIYATLARI
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kichik biznes, kraudfanding, fintech, investitsiya, raqamli iqtisodiyot.Abstrak
Ushbu maqolada kichik biznesni moliyalashtirishning an’anaviy manbalaridan tashqari muqobil usullari, xususan kraudfanding va fintech platformalarining roli tahlil qilinadi. Tadqiqotda raqamli moliyaviy texnologiyalarning kichik biznes subyektlariga kapital jalb etishdagi samaradorligi, qulayligi va risklarni kamaytirish imkoniyatlari yoritilgan. Shuningdek, xalqaro tajriba asosida ushbu instrumentlarning iqtisodiy o‘sishga ta’siri o‘rganiladi.
Iqtiboslar
Mollick, E. The Dynamics of Crowdfunding: An Exploratory Study. Journal of Business Venturing, USA, 2014, pp. 1–20.
Belleflamme, P., Lambert, T., Schwienbacher, A. Crowdfunding: Tapping the Right Crowd. Journal of Business Venturing, USA, 2014, pp. 585–609.
OECD. Fintech and SME Finance: Expanding Access to Credit. OECD Publishing, Paris, 2021, pp. 12–45.
World Bank. Fintech and the Future of Small Business Financing. World Bank Group, Washington D.C., 2022, pp. 5–38.
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