TIJORAT BANKLARIDA RAQAMLI BANK XIZMATLARINI RIVOJLANTIRISH ISTIQBOLLARI
DOI:
https://doi.org/10.5281/zenodo.20354884Keywords:
digital banking services, commercial banks, mobile banking, internet banking, fintech, banking innovations, artificial intelligence, banking system, digital economy. KirishAbstract
This scientific article examines the theoretical and practical aspects of developing digital banking services in commercial banks. The study analyzes digitalization processes in the banking system, mobile banking, internet banking, fintech technologies, and the efficiency of artificial intelligence-based services. The current state of digital banking services in commercial banks of Uzbekistan, their impact on customer service quality, and future development prospects are scientifically explored. Based on the research findings, recommendations were developed to improve banking service efficiency, reduce operational costs, and expand the customer base.References
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