BANK DEPOZIT OPERATSIYALARINI RIVOJLANTIRISH BORASIDAGI NAZARIY QARASHLAR
DOI:
https://doi.org/10.5281/zenodo.20726459Keywords:
tijorat banklari, depozit operatsiyalari, depozit siyosati, bank resurslari, depozit sug‘urtasi, escrow hisobvaraqlari, likvidlilik, raqamli bank xizmatlari, bank barqarorligi.Abstract
Mazkur tezisda tijorat banklari depozit operatsiyalarining iqtisodiy mazmuni, bank resurs bazasini shakllantirishdagi o‘rni hamda ularni rivojlantirishga ta’sir etuvchi ilmiy-nazariy omillar yoritilgan. Depozit operatsiyalarini takomillashtirishda mijozlar ishonchi, depozit sug‘urtasi, raqamli bank xizmatlari, uzoq muddatli omonatlar ulushini oshirish hamda depozit portfelini diversifikatsiya qilish ustuvor yo‘nalishlar sifatida asoslangan. Shuningdek, banklararo depozitlarga haddan tashqari tayanish likvidlilik riski va tizimli moliyaviy xavflarni kuchaytirishi qayd etilib, barqaror depozit siyosatini shakllantirish bo‘yicha takliflar ishlab chiqilgan.References
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