O‘ZBEKISTONDA SUG‘URTA XIZMATLARINI RIVOJLANTIRISHNING INSTITUTSIONAL VA INNOVATSION YO‘NALISHLARI
Keywords:
sug‘urta bozori, sug‘urta xizmatlari, ixtiyoriy sug‘urta, sug‘urta madaniyati, raqamli sug‘urta, moliyaviy barqarorlik, risklarni boshqarish, institutsional rivojlanish.Abstract
Mazkur maqolada O‘zbekistonda sug‘urta xizmatlari bozorini rivojlantirishning institutsional, iqtisodiy va innovatsion jihatlari ilmiy-nazariy asosda tahlil qilinadi. Sug‘urta bozori iqtisodiyotda risklarni boshqarish, aholi va tadbirkorlik subyektlarining moliyaviy himoyasini ta’minlash, uzoq muddatli investitsion resurslarni shakllantirish hamda moliyaviy barqarorlikni mustahkamlashda muhim ahamiyatga ega. O‘zbekiston sharoitida sug‘urta xizmatlarining rivojlanishi bozor infratuzilmasining takomillashuvi, raqamli sug‘urta texnologiyalarining joriy etilishi, ixtiyoriy sug‘urta mahsulotlariga talabning oshishi, sug‘urta madaniyatining shakllanishi va mijozlar ishonchini mustahkamlash bilan bevosita bog‘liqdir.
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