Articles

TIJORAT BANKLARIDA KREDITLASH JARAYONINI TAKOMILLASHTIRISH

Vol. 4 No. 67 (2026) 123-125

DOI: 10.5281/zenodo.21817772 2026-08-06 Articles CC BY 4.0 Open Access

Authors

  • Tadjibayev Sherzod Tairovich Iqtisodiyot magistri

Abstract

Tijorat banklari mamlakat moliya tizimining asosiy bo‘g‘ini hisoblanib, iqtisodiyotning turli tarmoqlarini moliyaviy resurslar bilan ta’minlashda muhim o‘rin egallaydi. Banklarning kreditlash faoliyati ishlab chiqarish hajmini kengaytirish, investitsiya loyihalarini moliyalashtirish, yangi ish o‘rinlarini yaratish hamda tadbirkorlikni rivojlantirishning asosiy moliyaviy manbalaridan biri hisoblanadi. Shu sababli kreditlash jarayonining samaradorligini oshirish, kredit risklarini kamaytirish va kredit resurslaridan oqilona foydalanishni ta’minlash bugungi kunda dolzarb masalalardan biridir.

Keywords:

commercial bank lending process credit policy credit risk loan portfolio creditworthiness assessment digital banking lending efficiency.

References

O‘zbekiston Respublikasining "Banklar va bank faoliyati to‘g‘risida"gi Qonuni.

O‘zbekiston Respublikasi Markaziy bankining kreditlash faoliyatini tartibga soluvchi me’yoriy hujjatlari.

Basel Committee on Banking Supervision. Core Principles for Effective Banking Supervision. Basel, Switzerland.

Basel Committee on Banking Supervision. Basel III: Finalising Post-crisis Reforms.

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    Published

    2026-08-06

    Issue

    Vol. 4 No. 67 (2026)

    Section

    Articles

    License

    Copyright (c) 2026 Innovative Academy RSC

    Creative Commons License

    This work is licensed under a Creative Commons Attribution 4.0 International License.

    How to Cite

    Tadjibayev, S. (2026). TIJORAT BANKLARIDA KREDITLASH JARAYONINI TAKOMILLASHTIRISH. Science and Innovation, 4(67), 123-125. https://doi.org/10.5281/zenodo.21817772
    Innovative Academy RSC
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