SUN'IY INTELLEKTNING MOLIYA SOHASIDAGI O'RNI
Ключевые слова:
sun'iy intellekt, moliya, kredit skoringi, algoritmik savdo, robo-maslahatchi, firibgarlikni aniqlash, moliyaviy texnologiyalar, mashinaviy o'rganish.Аннотация
Bugungi kunda sun'iy intellekt (SI) texnologiyalari moliya sohasida keskin o'zgarishlar olib kelmoqda. Ushbu maqolada SI ning bank, sug'urta, fond bozori va moliyaviy maslahat xizmatlaridagi o'rni oddiy va aniq tarzda yoritilgan. Tadqiqot shuni ko'rsatadiki, dunyo bo'yicha moliya kompaniyalarining yarmi SI dan foydalanayotgan bo'lib, bu narx, vaqt va aniqlik jihatidan sezilarli foyda bermoqda. Shu bilan birga, axloqiy muammolar, kiberhujumlar va tartibga solish masalalari ham ko'rib chiqilgan. O'zbekiston uchun SI ni moliya sektoriga joriy etish katta imkoniyat sifatida baholangan.
Библиографические ссылки
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Jagtiani, J., & Lemieux, C. (2019). The Roles of Alternative Data and Machine Learning in Fintech Lending. Economic Inquiry, 57(3), 1041–1053.
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Bartlett, R., Morse, A., Stanton, R., & Wallace, N. (2022). Consumer-Lending Discrimination in the FinTech Era. Journal of Financial Economics, 143(1), 30–56.
O'zbekiston Respublikasi Prezidentining PF-6079-son Farmoni. (2020). "Raqamli O'zbekiston — 2030" strategiyasi to'g'risida. Toshkent.
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Cao, L. (2022). AI in Finance: Challenges, Techniques, and Opportunities. ACM Computing Surveys, 55(3), 1–38.
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